MEMBER SERVICES Q&A: Capital Credits


— Susan Norman, member service representative

Q: What are capital credits and why does Bluebonnet return them to members? 
A: Capital credits are just one of the many benefits of being a co-op member. Bluebonnet members are also owners of the cooperative and, because Bluebonnet is a nonprofit, the cooperative returns any excess revenue, money above what is required to run the co-op, back to its member-owners. Those are capital credits.

Every year, the co-op’s Board of Directors weighs the need to keep electric rates low and the necessity to keep the co-op financially sound in deciding how much to pay in capital credits. To receive a capital credit, all a member has to do is buy electricity from Bluebonnet. Members will see a capital credit for every meter on their account. Current co-op members will see their capital credits as a credit on their May electric bill while former members who are still owed a capital credit will receive a check, usually in June.

capital credits

Since 2008, Bluebonnet has returned more than $21 million in capital credits to its members. If you have any questions about your capital credits, drop by one of our member service centers in Bastrop, Brenham, Giddings, Lockhart or Manor and speak to a member service representative, call 800-842-7708 from 7 a.m. to 5:30 p.m., Monday through Friday, or email

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